Slowly, but surely policyholders are beginning to hear back from their insurance companies, a lot have learned already that the amount offered by their insurer is by far not sufficient enough to pay for their loss. We have even begun to come across those whose claims have already been denied! It isn’t uncommon for claims to be denied during times of disaster. Especially, when its geographically widespread. It gets even more convoluted when you start to mix in the commercial businesses. YUCK! With complicated commercial claims, for business’ such as condominiums and hotels, methods to repair damage can become complicated.
There are many reasons for denied claims including: overworked adjusters either documenting specific damages or inside claim adjusters denying certain parts of a claim. With a demand for qualified construction workers, roofers, and building materials increase, so do the associated costs. This “supply and demand effect” will undoubtedly continue to impact those who sustained damage in a negative way for some time.
Just as important as figuring out the denial process you the policy holder now have to deal with the prices given to you from local contractors. They are much higher than what the claim adjuster’s computer estimating system says the repair should cost.You the policyholders must be aware of this. Remember you don’t need to accept a low offer from their insurer for repairs or contract with the services of an inferior contractor.
We ensure a positive insurance claim experience and recovery. We make it our duty and obligation to make certain that your contractor and the adjuster working for the insurance company are in agreement with all the reconstruction plans and get those agreements and costs in writing.
Not only do we set up a “claim file” with all relevant letters, e-mails, building damage estimates, personal property losses, and business property damage fully documented. We keep you in the know! Every step of the way. This is to help ensure that your insurance claim is managed efficiently.
Claim Solutions understands policy holders do not understand all aspects of an insurance policy. We also know they don’t know the limits as it relates to what you should be entitled to! Just know, you always have the option to challenge the claim offer by hiring a public adjuster to review and document your claim. We offer FREE claim reviews.
If you have any questions concerning your Hurricane Matthew insurance claim, Please contact one of our insurance claim experts.The professional public insurance adjusters at Claims Solutions Salatino, Ryan & Associates are here to help with any questions you may have. We want to remove the worry from your daily life so you can rest easy knowing that it gets done right, the first time, every time.